Certified Financial Counseling
Empowerment to lead a financially healthy life.
Get on the Path to Financial Wellness
Free access to individualized counseling, guidance, and education through GreenPath, a national nonprofit helping individuals improve their financial health for over 60 years.
NIHFCU members can receive the following assistance and more!
Budgeting
Debt Repayment
Avoiding Stress
Money Management
Credit Management
Financial Counseling Services
Since 1961, GreenPath has helped people reduce financial stress and take control of their money. Our trusted partner offers free expert counseling with NFCC – and HUD – certified experts. Whether you want to build a budget, eliminate debt, or pave a path to homeownership, they can walk with you through every step with no-pressure and 100% confidentiality!1
Speak with a financial counselor today and explore personalized options.2
Visit GreenPathcall 1-877-337-3399
Manage Debt
Most of us have debt. Get the support and tools to manage it. See the power of a plan that addresses your financial concerns and empowers you to live a financially healthy life.
Make Housing Decisions
Facing foreclosure, looking for rental counseling, considering a home purchase, or more? HUD-certified counselors provide trusted support to handle housing challenges.
Improve Credit Score
A variety of free resources to guide you on your financial journey. Articles, tools, webinars, and classes set you up to make informed decisions about your finances.
Greenpath – FAQs
Learn more about Greenpath Financial Wellness
Yes. Generally financial counseling, including credit counseling and debt counseling are free. Some of our specialized services, such as reverse mortgage and home-buyer assistance have a fee.3
No appointment is needed to talk to a counselor by phone. Use the “Request a Call” form, or call us 877-337-3399 to talk to the Client Services team.
The first general counseling session takes about an hour, although it will depend on your unique situation and what you need to accomplish your goals.
No problem! We can complete as much as you have time for, and finish up at a more convenient time. You can also schedule an appointment to be called when you will be available.
One of the first things a counselor will do with you is put together your budget. Having an idea of your income and expenses is helpful, but not required.
All client information is secure and confidential. GreenPath will not share your information with anyone without your permission. We also do not report to credit bureaus. Take a look at our Privacy Statement for more details.
More Resources
Financial Calculators
A variety of debt management, loan, and budgeting calculators to support your financial picture.
Worksheets & Guides
From setting a budget to improving your credit score, get actionable steps for making progress toward your goals.
LearningLab +
A free online financial education portal offering users easy-to-use financial education experiences.
Disclosures
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1)
GreenPath does not report information to the credit bureaus and will not share your information with anyone without your permission. GreenPath does ask you for permission to share information with NIHFCU. If you say “no,” your name is kept confidential. If you begin a debt management program, GreenPath will obtain your consent before it proposes payment arrangements to your creditors.
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2)
NIHFCU has partnered with GreenPath Financial Wellness to provide financial counseling, education, and debt management services. GreenPath Financial Wellness is solely responsible for the delivery and quality of those products and services.
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3)
There is a cost for a debt management plan and enhanced student loan debt counseling. A GreenPath counselor will explain those costs to you if you elect to utilize those services beyond your initial credit counseling session.