Business Checking Accounts
Straightforward checking to help your business succeed.
Two Great Options for Your Small Business or Practice
Designed to help your enterprise run efficiently, both are digitally accessible so you can bank 24/7 at your convenience.
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Initial deposit requirement
Initial deposit requirement
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Free-free transactions1
Free-free transactions1
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Fee-free cash deposits2
Fee-free cash deposits2
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No NIHFCU fee at any ATM nationwide3
No NIHFCU fee at any ATM nationwide3
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No fee integration with Quickbooks
No fee integration with Quickbooks
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Unlimited Remote Business Check Deposit
Unlimited Remote Business Check Deposit
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Free electronic statements 4
Free electronic statements 4
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Free cashier’s check 5
Free cashier’s check 5
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Free incoming wires (Domestic & Foreign)
Free incoming wires (Domestic & Foreign)
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Free outgoing wires (domestic)
Free outgoing wires (domestic)
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Free outgoing wires (international)
Free outgoing wires (international)
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Monthly account fee 6
Monthly account fee 6
CareFree for Business
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Initial deposit requirement
$100
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Free-free transactions1
200/month
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Fee-free cash deposits2
$5,000/month
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No NIHFCU fee at any ATM nationwide3
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No fee integration with Quickbooks
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Unlimited Remote Business Check Deposit
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Free electronic statements 4
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Free cashier’s check 5
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Free incoming wires (Domestic & Foreign)
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Free outgoing wires (domestic)
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Free outgoing wires (international)
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Monthly account fee 6
$0
TotalCare for Business
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Initial deposit requirement
$100
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Free-free transactions1
500/month
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Fee-free cash deposits2
$10,000/month
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No NIHFCU fee at any ATM nationwide3
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No fee integration with Quickbooks
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Unlimited Remote Business Check Deposit
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Free electronic statements 4
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Free cashier’s check 5
1 free/month
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Free incoming wires (Domestic & Foreign)
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Free outgoing wires (domestic)
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Free outgoing wires (international)
1 free/month
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Monthly account fee 6
$0 with combined business deposit balances of $10,000+,
or $15/mo. fee applies.
Interested in a business checking account, contact us at 1-800-877-6440 or inquire below.
Business Account Inquiry
Thank you for your interest in opening a business account and membership with the NIHFCU. Please fill out this form and a business membership specialist will respond to best serve your needs.
Open an NIHFCU Business Account
Disclosures
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1)
Checking account programs and terms are subject to change or cancellation at any time. Certain restrictions apply
On Carefree Business, a fee of $0.50 applies on all transactions after the first 200 per month. On TotalCare Business, a fee of $0.50 applies on all transactions after the first 500 per month. Transactions include deposits, paid items, including paper and electronic transactions made to/from this account only. All other transactions, including purchases and payments made using an NIHFCU Debit Card and Business Bill Pay do not apply. Unused allotment of fee-free transactions in each month will be forfeited and do not roll over to subsequent months.
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2)
On Carefree Business, a fee of $0.30 per $100 in gross cash deposits applies after the first $5,000 in cash deposits per month. On TotalCare Business, a fee of $0.30 per $100 in gross cash deposits applies after the first $10,000 in cash deposits each month. Unused allotment of free-free deposits in each month will be forfeited and do not roll over to subsequent months.
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3)
On non-NIHFCU ATMs, fees and surcharges from the ATM owner apply and will not be waived by NIHFCU.
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4)
$3.00 fee per month applies for paper statements.
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5)
On Carefree Business, a $10 fee applies to all cashier’s checks. On TotalCare Business, a $10 fee applies per cashier’s check after the initial free check per month.
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6)
Average daily balance of $10,000 of the combined business accounts (excluding loans).