Why would a check deposit be declined?

There could be a number of reasons why a check deposit is declined, including:

  • The type of check isn’t eligible for deposit using NIHFCU’s mobile deposit
  • The same check was previously deposited (duplicate item)
  • It is missing the appropriate endorsements on the back of the check
  • The deposit exceeds your deposit limits for mobile deposit
  • The image quality of the check is poor
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