Great options for all your education funding needs!

Whether you are a student or a parent looking to fund an education or a post-graduate professional seeking new alternatives to pay down existing student debt, we’ve got you covered!

Check out and apply for a private student lending program below, access any of our complementary tools, or get honest and no-obligation advice from our counselors.

 

Student graduating after receiving NIHFCU Student Loans Student graduating after receiving NIHFCU Student Loans
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Thank you!

I attended a very expensive university because my parents always encouraged me to follow my dreams regardless of the cost, and this was the best school for me. A Student Choice line of credit from my credit union made it possible for me to live out that dream.

Marisa

Bethesda, MD

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Fund an Education

Undergraduate Studies: Line of Credit up to $75,000

Our unique Undergraduate Line of Credit helps you fill the funding gaps when scholarships, grants, and federal loans aren’t enough. And, with multi-year approval, there’s no need to reapply every year! 1

 

  • A convenient line of credit 1 for the entire undergraduate career (disclaim)

  • One application – request funds from your line as needed

  • Great Low rates just for credit union members

  • Repayment terms of 20 or 25 years

  • Credit lines up to $75,000

  • Deferred payment options

  • No origination or prepayment fees

Learn more and apply!

Have questions? Contact our College Counselor for a personal, one-on-one consultation on all of your financial aid, repayment, and refinancing questions. Let us walk you through the necessary steps to make smart financial decisions.

Non-Medical Graduate Studies: Line of Credit up to $100,000

Our unique Graduate Studies Line of Credit helps you fill the funding gaps when scholarships, grants, and federal loans aren’t enough. And, with multi-year approval, there’s no need to reapply every year! (disclaimer)*

 

  • A convenient line of credit 1 for the entire graduate studies career (disclaim)

  • One application – request funds from your line as needed

  • Great Low rates just for credit union members

  • Repayment terms of 20 or 25 years

  • Credit lines up to $100,000

  • Deferred payment options

  • No origination or prepayment fees

Learn more and apply!

Have questions? Contact our College Counselor for  a personal, one-on-one consultation on all of your financial aid, repayment, and refinancing questions. Let us walk you through the necessary steps to make smart financial decisions.

Medical Graduate Studies: Line of Credit up to $250,000

Our unique Medical Graduate Studies Line of Credit 3 helps you fill the funding gaps when scholarships, grants, and federal loans aren’t enough. And, with multi-year approval, there’s no need to reapply every year! (disclaimer)*

 

  • A convenient line of credit 1 for the entire graduate studies career (disclaim)

  • One application – request funds from your line as needed

  • Great Low rates just for credit union members

  • Repayment terms of 20 or 25 years

  • Credit lines up to $250,000 (with a co-borrower)

  • Deferred payment options

  • No origination or prepayment fees

Learn more and apply!

Have questions? Contact our College Counselor for a personal, one-on-one consultation on all of your financial aid, repayment, and refinancing questions. Let us walk you through the necessary steps to make smart financial decisions.

 

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Refinance Existing Student Loans

Non-Medical Post-Graduates: Loans up to $125,000

Our student loan refinance program is designed to help post-graduates ease the burden of repaying their education debt.

  • Refinancing of private and federal student loans 2

  • Great Low rates just for credit union members

  • Variable and fixed options available

  • Loan limits up to $125,000

  • Payment terms of 5-15 years

  • No origination or prepayment fees

Learn more and apply!

Have questions? Contact our College Counselor for a personal, one-on-one consultation on all of your financial aid, repayment, and refinancing questions. Let us walk you through the necessary steps to make smart financial decisions.

 

Medical Doctors and Dentists: Loans up to $250,000

Our medical student loan refinance program 3 is designed to help post-graduate medical doctors and dentists ease the burden of repaying their education debt.

  • Refinancing of private and federal student loans 2

  • Great Low rates just for credit union members

  • Variable and fixed options available

  • Loan limits up to $250,000

  • Payment terms of 5-15 years

  • No origination or prepayment fees

Learn more and apply!

Have questions? Contact our College Counselor for a personal, one-on-one consultation on all of your financial aid, repayment, and refinancing questions. Let us walk you through the necessary steps to make smart financial decisions.

 

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Resources for students, parents and professionals

Webinars – Listen in on a wide range of college planning, financing, and repayment webinars available on-demand or live

Videos – Get quick tips on topics such filling out the FAFSA, the loan application process, refinancing and consolidation and much more.

Articles, Posts, Blogs – Read up on a variety of important student lending news information to help you make informed decisions

iGrad – videos, articles and interactive tools to help you make decisions about paying for college and managing your money post-college.

FAQs – We’ve assembled a list of common inquires pertaining to our undergrad and graduate student loan program.

See all resources

 

Rates, fees and terms as of June 19, 2024 and subject to change without notice

Financial wellness begins and ends with the facts. Here’s what you need to know!
1 Subject to qualification and annual review. Students must also meet the school’s Satisfactory Progress (SAP) requirements.
2 Subject to credit qualification and additional criteria, including graduating from an approved school.
3 Eligible specialties include: Allergist/Immunologist, Anesthesiologist, Cardiologist, Critical Care Intensivist, Dentist, Dermatologist, Doctor of Osteopathy, Emergency Physician, Endocrinologist, Family Medical Doctor, Gastroenterologist, General Surgeon, Gerontologist, Internal Medicine, Nephrologist, Neurologist, OBGYN, Occupational Medicine, Oncologist, Ophthalmologist, Orthopedics, Otolaryngologist, Otorhinolaryngologist, Pathologist, Pediatrician, Pediatric Surgeon, Podiatrist, Psychiatrist, Pulmonologist, Radiologist, Rheumatologist, Surgeon, Urologist.