Motorcycle Loans
Hit the open road on two wheels!
Your Next Road Adventure Starts Here
Whether you’re buying a new or used motorcycle, we are ready to finance your two-wheel dreams so you can ride in style and move your soul.
Motorcycle Loans – Features & Benefits
- Great low rates – help to free up cash for other needs.
- Flexible Terms – loans up to 60 months.
- Financing up to 100% loan-to-value.1
- Payment Vacation – Pause a payment once every 12 mos.2
- Low member-only rates on insurance and protection programs
Today’s Rates
|
Term |
36 months |
48 months |
60 months |
|---|---|---|---|
|
Rates, fees and terms as of 01/24/2026 and subject to change without notice. * APR= Annual Percentage Rate, subject to change without notice. The lowest APR shown is available to loan applicants with excellent credit and includes a rate discount of 0.25% for automatic-debit loan payments from an NIHFCU savings or checking account. If automatic payment ceases before the loan is paid in full, the interest rate will increase by 0.25%. New Motorcycle is classified as the Title has not been recorded and 2,000 or less miles. Used loans available for motorcycles up to 8 years old. Final rates and terms for approved applications depend on type of collateral, credit and payment history, payment method and other factors that may be lawfully considered. Payment example: Loan amount of $20,000 at a rate of 7.49% APR for 36 months would have monthly payments of $622.03. |
|||
|
Term New APR * (as low as) |
36 months 7.49% |
48 months 7.49% |
60 months 7.99% |
|
Term Used APR * (as low as) |
36 months 7.99% |
48 months 7.99% |
60 months 8.49% |
Apply To Start Hitting The Open Road
Disclosures
All information as of 01/24/2026 and subject to change without notice.
-
1)
New motorcycle loan-to-value (LTV) is based upon the MSRP and is defined as a motorcycle that has not been titled.
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2)
Payment Vacation: Skipping a payment will delay the payoff of your loan, and result in additional finance charges if you only make minimum payments. You need to make up the payment skipped. Auto loan skip-a-pay program is subject to change at any time; restrictions apply. Complete the Payment Vacation form to enroll.