Yes—credit unions often offer flexible terms and a member-focused experience. For healthcare workers, that can make it easier to match financing to an irregular schedule and potentially reduce the total cost of a loan. An NIH Federal Credit Union (NIHFCU) auto loan can help you choose the right fit for your budget and timeline. Read on to learn when a … Read more
Avoiding the anxiety of buying a car starts with preparation. It starts with knowing what vehicle you want, right down to the trim level, options, and color. Below are some steps to help you negotiate successfully. Knowledge Is Power Today’s consumers have more information about the car-buying process than ever before. You can learn about every phase, from trade-ins to … Read more
Dealers make a lot of money from expensive add-ons. If you don’t have time to research, it may be best to pass on them, and if you can’t say no, take a trusted friend along who can. Below are 14 common dealer add-ons to recognize and consider before you visit the dealer. Doing so can help you avoid costly mistakes. … Read more
Here are some things TO DO at the dealership to help you get in your car with a great deal. Do: Be Wary When Dealers Start Talking About Monthly Payments One tactic a seller might use is to bring up monthly payments before the total cost of the vehicle is established. This is to try and confuse the buyer in … Read more
Buyers often cited “dealer negotiations” as the most dreaded part of the entire buying process. That’s probably because most buyers are unsure of what to say, how to act, etc. Here are some things you shouldn’t do at a car dealership. Don’t Say You “Love This Car” When you tell the salesperson that you “love that car right there” or … Read more
Here is a list of some common tactics used by dealers to maximize their profits…at your expense. The credit deception A dealer may say something like, “With your credit score, you won’t qualify for competitive financing rates.” This may be true. However, some dealers will imply your credit is worse than it is, so you think you’ll have to pay … Read more
