The nation's largest credit union serving the biomedical industry.
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Auto Loans
0-36 months
*APR as low as
37-48 months
*APR as low as
49-60 months
*APR as low as
61-72 months
*APR as low as
73-84 months 1
*APR as low As
New & Used Vehicles
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Above rates include 0.50% off for auto-payment of your loan


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*APR as of 7/1/16 for highly qualified applicants who meet requirements for 0.50% off for auto-payment. Other great rates available. Final rates and terms for approved applicants depend on credit and payment history, payment method and other factors which may be lawfully considered. All loan rates and terms subject to change without notice. Restrictions may apply.

**NIHFCU will donate $25 to NIH Charities for every new and used auto loan booked between 10/1/16 and 12/31/16.

Payment example: Loan amount of $20,000 at a rate of 1.49% APR for 48 months would have a monthly payment of $427.32.
An approved applicant's base rate will depend on credit history, loan amount, vehicle age and payment schedule selected.
1 73-84 month financing term is available to borrowers based on credit worthiness.
Model year less than 8 years old.
Rates as of 7/1/2016 and subject to change without notice.

Other Information
  • A 90-day deferral of the first payment is an option available on all auto loans.
  • NIHFCU does not finance vehicles with more than 100,000 odometer miles, or salvage, gray market, lemon law buyback or other branded title vehicles.
  • Final assigned rate will depend on factors indicated above and other factors NIHFCU may lawfully consider. Actual rates will be disclosed to approved applicants in writing prior to funding.
  • The minimum loan amount for up to 84 months is $15,000.
  • NIHFCU to NIHFCU auto loan refinance will be assessed a $250.00 refinance fee if the new loan terms have a lower APR.
  • Vehicles that have a model year older than seven years will be priced at the signature loan rate.

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