Healthcare Worker Benefit Suite

Disclosures

1)

Reimbursement Terms & Conditions

Offer available only to current NIHFCU members in good standing. Each qualifying member is eligible for a total reimbursement request of up to $100.00 during a given 12- month cycle. Unused reimbursement amounts will not carry over to subsequent 12-month cycles.  In order to submit and receive a healthcare expense reimbursement, you must: Be a current NIHFCU member of at least 3 months and in good standing at the time your approved reimbursement request is disbursed, and have at least one current NIHFCU loan or line in good standing originated/booked/activated within the 12 months preceding the reimbursement request. Any loan or line older than 12 months, as well as denied loans or lines, are not eligible. Certain loans may be excluded, and restrictions may apply.

All reimbursement requests must be for expenses incurred after the loan or line’s origination and book date by the primary loan holder only for their personal healthcare-related professional expenses.  Eligible reimbursement categories are: healthcare industry certifications, memberships to healthcare professional or trade organizations, subscriptions to healthcare publications, or professional liability insurance coverage for your healthcare profession. The NIHFCU will not reimburse for services already expired (e.g., association dues for past years, subscriptions already ended, insurance already lapsed, etc.) or expenses not yet incurred, expenses outside of the above categories, or expenses incurred for the benefit of anyone other than the requesting primary loan holder. All requests must be accompanied by proof of service provided and your payment, or they will be denied.

All requests must be submitted using the official Healthcare Reimbursement Form and include legible electronic copies of supporting receipts that contain your payment amount and are issued by a verifiable organization. NIHFCU suggests that you keep a copy of any supporting receipts for your records. Approved reimbursements will be delivered within 90 days in the form of a deposit into the submitting member’s NIHFCU regular share account only.  NIHFCU reserves the right to modify or cancel this program without notice, or deny any portion of any reimbursement request for any reason at its sole discretion.

2)

All loans are subject to credit approval. Final rates and terms for approved applications depend on creditworthiness, payment history, and other factors that may be lawfully considered. Restrictions may apply. NIHFCU membership required. See nihfcu.org for full details.