Checking & Savings

Checking Savings Investments


Vehicle Loans Credit Cards Mortgages Home Equity Student Loans Personal Loans Niche Loans Protection Programs Fellows Advantage Skip-A-Payment Business Loans

Digital Banking

Mobile Banking Mobile Payments Move or Send Money Online Banking Money Management Telephone Banking


Membership Security Center Community Engagement Resources Careers Insurance Programs Contact Social

Bank wherever it’s convenient

Account access at your fingertips with NIHFCU mobile and text banking


Mobile Banking

NIHFCU’s mobile banking1 is secure and easy to use anytime, anywhere. Simply download our free3 Apple or Android apps to get started with a digital banking experience that’s fast and available when you are. You can even enable fingerprint ID or facial recognition2 for an even faster login.

Your NIHFCU mobile app allows you to:

  • Make instant account transfers

  • Pay bills with just a few clicks

  • Deposit checks from your device

  • Open accounts and apply for loans

  • Set up push notifications to receive important account information3

  • And more


Download the NIHFCU Apple or Android App
Download the Apple App

4.7 Average Rating

  Download the Android App

4.6 Average Rating



Mobile Deposit

Depositing checks with us is easy. Just a couple of clicks on your mobile device and you’re done!3

How does it work?

  1. Tap Deposit Check on our Mobile App

  2. Choose the account and enter the amount

  3. Snap a photo of the front and back of your endorsed check (Write “For NIHFCU Mobile Deposit only” on the back)

  4. Look for your deposit confirmation and email receipt


Download the NIHFCU Apple or Android App
Download the Apple App

  Download the Android App



Account Alerts

Your life is busy. So we help you stay on top of your finances by sending customized account notices and alerts with the information you choose to track.

Receive email or text notifications3 for:

  • Large withdrawals or deposits

  • Cleared checks

  • Loan payments due or overdue

  • Custom balance alerts and personal reminders

To customize your alerts with these or other options, log in to online banking and go to “Other Services”.

Still have questions, we’re here to help.



Money Management

You have the power to actively manage your complete financial picture in one place with our web or mobile sites.

  • View all your accounts (even those at other institutions) including most checking and savings, credit card accounts, loans, mortgages, investment accounts and more

  • Automatically categorize transactions like utilities, groceries, etc.

  • Track spending and saving with custom easy-to-read charts and graphs

  • Create a custom budget with categories important to you

  • Establish and keep track of savings goals

Log in to online banking and start seeing your full financial picture today.



Visa® Platinum Debit Rewards

Shop with your NIHFCU Visa Platinum Debit Rewards card for two easy ways to great rewards!

  • Earn points on all your everyday purchases5,6

  • Earn more points when you select CURewards ® offers from popular retailers and online merchants

Get more rewards! Visit CURewards to register your card, view special offers, and redeem points for merchandise, travel, gift cards, cash, or to donate to NIH charities.

Speak to a specialist
Financial wellness begins and ends with the facts. Here’s what you need to know!
1 Available for iPhone®, Android™ Phone, iPad®, Android Tablet, Kindle Fire NIHFCU provides Mobile Deposit at no cost to qualified members. Qualified members are required to have an established deposit account older than 30 days, and the account must be in good standing without significant 30-day non-sufficient funds (NSF) activity. Eligibility is determined on a daily basis. Mobile carrier data or usage fees may apply. Please contact your mobile carrier for more details.
2 Opt-in feature enabled in Mobile App settings. Not available on all devices.
3 Message and data charges from your wireless carrier may apply. Text messaging fees may apply.
4 Must be at least 18 years old, be enrolled in online banking and maintain NIHFCU checking account. Transfers may take up to 3 business days. Next day service available based on certain qualifications and additional fees. Daily and monthly transfer limits apply. Popmoney users only: mobile carrier data or usage fees may apply.
5 If you currently hold an NIHFCU debit card opened prior to April, 2018, your debit rewards point balance as of 3/28/18 has transitioned to a new upgraded program with enhanced features. Your current debit card, account number and PIN all remain the same. However, you will need to register your card at to check, manage and redeem your points.
6 Earn 1 reward point for every $5 spent (net after returns) using your NIHFCU debit card for qualifying signature and PIN-based purchases.
The Apple logo, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Google Play is a trademark of Google Inc. Kindle Fire, Amazon, the Amazon Kindle logo, and the Kindle Fire logo are trademarks of, Inc. or its affiliates.