Checking & Savings

Checking Savings Investments


Vehicle Loans Credit Cards Mortgages Home Equity Student Loans Personal Loans Niche Loans Protection Programs Fellows Advantage Skip-A-Payment Business Loans

Digital Banking

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Online banking offers access 24/7

We enable easy and secure access to your accounts from your desktop or personal device


Do Your Banking Anytime, Anywhere

Keep your finances in great shape with secure Online Banking. Complete many tasks, such as:

  • Monitor account activity and view statements

  • Move money between NIHFCU accounts

  • Pay bills in a snap

  • Apply for most loans and open other accounts

  • Set up custom alerts and notifications for the things you care about most via email or text

  • View check images to know who cashed your checks and when

  • Securely send/receive sensitive NIHFCU emails such as loan documents and account forms

Important Requirements for Online Banking Users. Click here


Online Bill Pay

Save time and simplify a necessity. Pay your bills and access tools to help manage your obligations.

  • Pay bills 24/7 from your desktop or mobile device

  • Schedule one-time or recurring payments

  • Review pending payments and see your payment history

  • Set alerts to track actions such as payment dates

  • Send expedited payments if available from your payee2

  • Set up customized bill pay reminders and alerts

Log in to online banking, select “Bill Pay” to enroll, and start streamlining your payments.


Money Management

Power to actively manage your complete financial picture in one place – our web or moble site.

  • View all of your accounts (even those at other institutions) including most checking and savings, credit card accounts, loans, mortgages, investment accounts and more

  • Automatically categorize transactions like utilities, groceries, etc.

  • Track spending and saving with custom easy-to-read charts and graphs

  • Create a custom budget with categories important to you

  • Establish and keep track of savings goals

Log in to online banking and start seeing your full financial picture today.


Visa® Platinum Debit Rewards

Shop with your NIHFCU Visa Platinum Debit Rewards card for two easy ways to great rewards!

  • Earn points on all your everyday purchases3,4

  • Earn more points when you select CURewards ® offers from popular retailers and online merchants

Get more rewards! Visit CURewards to register your card, view special offers, and redeem points for merchandise, travel, gift cards, cash, or to donate to NIH charities.

Speak to a specialist
Financial wellness begins and ends with the facts. Here’s what you need to know!
1 Must be at least 18 years old, be enrolled in online banking and maintain NIHFCU checking account. Transfers may take up to 3 business days. Next day service available based on certain qualifications and additional fees. Daily and monthly transfer limits apply. PopMoney users only: mobile carrier data or usage fees may apply
2 An expedited payment is a next day payment and additional fees apply. If an expedited payment is scheduled before the cutoff time, we will be able to deliver the payment to your payee the following business day. Expedited payments only available for payees who offer the service.
3 If you currently hold an NIHFCU debit card opened prior to April, 2018, your debit rewards point balance as of 3/28/18 has transitioned to a new upgraded program with enhanced features. Your current debit card, account number and PIN all remain the same. However, you will need to register your card at to check, manage and redeem your points.
4 Earn 1 reward point for every $5 spent (net after returns) using your NIHFCU debit card for qualifying signature and PIN-based purchases.