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Shop Online for Great Deals on Great Wheels!

Join the thousands who’ve received upfront pricing and save time when buying a new car with our  Online Car Buying Service powered by TrueCar. You’ll get great savings on used cars, too! 2

  • Shop online to research and shop at your own pace, and get great transparent pricing on your dream vehicle*.

  • Apply for and get pre-approved for low rate NIHFCU financing.

  • Bring your S.T.A.R.T Express Draft, and your new car Guaranteed Savings Certificate or used vehicle Price Certificate to the dealer.

Speak to a specialist
1-855-852-4748
Start Shopping
NIHFCU member exploring NIHFCU car loan options on a computer
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TrueCar Trade

Have a vehicle to trade or sell? NIHFCU’s Car Buying Service now features TrueCar Trade. It offers real-time value updates and ends with a True Cash Offer™ backed by a check. These offers are guaranteed, pending a confirmation appointment.

Here is how it works:

  • Submit the license plate number or VIN.  (or submit basic vehicle information for general results)

  • Answer additional questions about the vehicle (e.g., Color, Options, Mileage, Condition, etc.)

  • Receive a breakdown of the True Cash Offer™ as well as options to be contacted by a Certified Dealer.

Note: Your True Cash Offer™ is valid for three days and subject to inspection by the dealer.

Speak to a Specialist
1-866-619-1191
Get Started Today!
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1 Annual Percentage Rates (APR) as of 11/1/2024 and subject to change without notice. The lowest APR shown is available to new car applicants with excellent credit and includes a rate discount of 0.25% for automatic-debit loan payments from an NIHFCU savings or checking account. If automatic payment ceases before the loan is paid in full, the interest rate will increase by 0.25%. Final rates and terms for approved applications depend on type of collateral, credit and payment history, payment method and other factors that may be lawfully considered. Restrictions may apply and offer subject to change without notice. Payment examples: Loan amount of $20,000 at a rate of 5.49% APR for 36 months would have monthly payments of $603.83. The NIHFCU does not provide loans for private party purchased vehicles.
2 The TrueCar program is a third party car-buying service not affiliated with NIHFCU.