Home Improvement Loans
A perfect way to help finance that home project you’ve always wanted to undertake. An NIHFCU Home Improvement Loan is a great option when you don’t have the cash on hand or the equity in your home to renovate, upgrade, or remodel your property.
Great low fixed rates1
Amounts up to $25,000
Terms of 36, 48, 84, and 120 months
No collateral, no inspections, and no origination fees2
Optional Loan Guardian debt protection
To receive funds for this loan, a contractor’s estimate or bid/material list itemizing the improvements is required.
Looking to finance a larger project? Check out our home equity loans offering up to 133% of the available equity in your home.