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Discover Banking with Heart

Whether it’s on the frontlines of patient care or in cutting-edge science, your commitment to a healthier world makes you unique, and you deserve a financial organization that stands out too.

The National Institutes of Health Federal Credit Union (NIHFCU) is dedicated to helping those in the healthcare/biomedical communities, and their families, achieve their financial goals…and we’re ready to do the same for you.

Join us and experience our refreshing and healthy approach to banking.

Speak to a specialist
1-800-877-6440
GET STARTED
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Membership Eligibility

You’re eligible to join us in two ways.

Employment/Profession in MD, DC, NC, VA or WV1

  • An employee, independent contractor, or self-employed person who works regularly in the healthcare and biomedical industries (in the above geographies).

  • An employee of the National Institutes of Health (in the above geographies).

  • A credentialed NIH contractor who provides direct healthcare or biomedical re-search/services (in the above geographies).

  • Persons retired as pensioners or annuitants from the above employment (and living in the above geographies).

  • An employee of the NIHFCU

Immediate family of a current NIHFCU member – regardless of profession or geography.

  • Spouse

  • Child or Step-Child

  • Sibling or Step-Sibling

  • Parent or Step-Parent

  • Grandparent

  • Grandchild

  • Adoptee

  • People living in and sharing joint financial responsibilities of the sponsoring member’s household

Speak to a specialist
1-800-877-6440
GET STARTED
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Become a Member Today!

For speed and convenience, you can Apply Online from your home or office in just minutes. Or, you can always stop by any NIHFCU branch, or mail us a paper application.

You will need the following to complete your application2,3

  • Government issued photo ID (i.e. Driver’s license, passport, etc.)

  • Proof of NIHFCU eligibility (i.e. work ID, pay stub, etc.)

  • Your Social Security Number / Individual Taxpayer Identification Number.

The NIHFCU will deposit the initial $1 into your regular share account required to establish your new membership.  However, you will have the opportunity to make additional deposits into this, or any other, account.

Note: For the security of your account and the Credit Union, all new accounts are verified through Deluxe Detect and are subject to the requirements of the Patriot Act. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, street address, date of birth, tax identification number and other information that will identify you. We may ask to see your driver’s license and/or other identifying documents.

Speak to a specialist
1-800-877-6440
GET STARTED
Financial wellness begins and ends with the facts. Here’s what you need to know!

1 Includes those providing the following service or products: Assisted Living facilities providing healthcare services; Blood, organ and tissue banks; Emergency Medical Care; Ambulatory care providers; Health clinics; Health rehabilitation centers; HMO medical facilities; Home Health Care; Hospices; Hospitals; Medical and diagnostic labs; Medical transcription services; Nursing Homes; Pain Centers; Paramedic Services; Medical Research Facilities; Pharmacy Services; Rehabilitation centers providing medical treatment; Offices of: Chiropractors, Surgeons, Dentists, Orthopedics, Licensed therapists, Optometrists, Physicians, Podiatrists, Psychologists, Psychiatrists, Orthopedists, Radiologists

2 You must be at least 18 years of age for an individual membership. If you are under 18 years of age, a parent or guardian must be a joint owner with you on the account and an NIHFCU member.

3 For the security of your account and the Credit Union, all new accounts are verified through Deluxe Detect and are subject to the requirements of the Patriot Act. To help the government fight the fund-ing of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, street address, date of birth, tax identification number and other information that will identify you. We may ask to see your driver’s license and/or other identifying documents.