Member-friendly loans and lines provide fast and convenient access to funds for virtually any need.
A great loan, just when you need it
The NIHFCU’s personal (or signature) loan is a very popular way our members borrow to get cash for a specific goal, including tax obligations, debt consolidation, home repairs, major household purchases, educational expenses, a family event or an unplanned emergency. Regardless of your need, personal loans from the NIHFCU include:
Our Checkmate personal line of credit is a convenient way to access cash for everyday and urgent needs, and is often used as overdraft protection for your checking account. It features:
Check out other secured and unsecured loan options to meet your unique borrowing needs. Learn more
Easy process
I am saving money by rolling my other debt into one personal loan. Easy application and quick process. Thanks!
Mare R.
DC
Financial wellness begins and ends with the facts. Here’s what you need to know!
1 Annual Percentage Rates (APRs) as of 7/18/18 and subject to change without notice. The lowest APR shown is available to applicants with excellent credit and includes a rate discount of 0.25% for automatic-debit loan payments from NIHFCU TotalCare checking account. If automatic payment ceases before loan is paid in full, the interest rate will increase by 0.25%. Restrictions may apply. Final rates and terms for approved applications depend on credit and payment history, payment method and other factors that may be lawfully considered. Payment example: Loan amount of $10,000 at a rate of 6.99% APR for 60 months would have monthly payments of $197.96
2 Skipping a payment will delay the payoff of your loan, and result in additional finance charges if you only make minimum payments. You need to make up the payment skipped. Auto loan skip-a-pay program is subject to change at any time; restrictions apply. Complete the Payment Vacation form to enroll.
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In an effort to help share a little hope, The NIH Federal Credit Union has created SendaMessageofHope.com where anyone can share an inspiring photo or video message with our amazing Doctors, Nurses,
and Healthcare workers. So please take a moment to say thanks to our brave health professionals who are fighting on the frontline of this crisis everyday.