
Guaranteed Asset Protection (GAP) makes the difference
If you have a total loss accident, or your vehicle is stolen, our GAP Plus2 coverage may help pay the difference between what insurance will cover and the amount you still owe on your NIHFCU loan.
Our program, with rates way below those commonly found at dealers or other lenders is an incredible value.
Costs of just $3953 for motor vehicles and $4193 for motorcycles.
Pay upfront or roll cost into your loan payment (equating to just cents per day).
Deductible assistance available for comprehensive and collision claims.
$1,000 canceled off your next NIHFCU auto loan when you purchase a replacement vehicle within 60 days of your primary insurance settlement.
Don’t get fooled into paying hundreds more at the dealer. Check out this video and then give us a call!

Protect your loans with NIHFCU Loan Guardian
NIHFCU Loan Guardian is available to protect your credit card, auto or personal loan from continuing payments and debts following, unexpected life events including
Death
Disability, and
Involuntary unemployment.
Depending on the situation, Loan Guardian could even cancel your remaining payments up to the contract maximums.1 Check out this video to learn more:
Rates, fees and terms as of November 30, 2023 and subject to change without notice