
The NIH Federal Credit Union provides a variety of programs at exclusive member rates to help protect your assets while providing you and your family with added peace of mind.

Protect your loans with NIHFCU Loan Guardian
NIHFCU Loan Guardian is available to protect your credit card, auto or personal loan from continuing payments and debts following, unexpected life events including
Death
Disability, and
Involuntary unemployment.
Depending on the situation, Loan Guardian could even cancel your remaining payments up to the contract maximums.1 Check out this video to learn more:

Guaranteed Asset Protection (GAP) makes the difference
If you have a total loss accident, or your vehicle is stolen, our GAP Plus2 coverage may help pay the difference between what your insurance will cover and the amount you still owe on your NIHFCU loan. GAP Plus will also cancel $1000 off your next auto loan when you purchase a replacement vehicle within 60 days of your primary insurance settlement. GAP Plus coverage also includes:
Incredible rates, just $3953 for motor vehicles and $4193 for motorcycles
Option to roll cost into your loan payment (equating to just cents per day) or pay upfront
Deductible assistance available for comprehensive and collision claims
$1,000 canceled off your next NIHFCU auto loan, when you purchase a replacement vehicle within 60 days of your primary insurance settlement.
Check out this video to learn more:

Mechanical Repair Coverage (MRC) 4
MRC protects your vehicle against costly repairs not covered by a factory warranty. NIH Federal Credit Union offers an MRC plan for any budget. Each plan comes with unique coverage levels and deductibles and includes:
Acceptance at any authorized repair facility in the US and Canada
Car rental reimbursement5
24-hour emergency roadside assistance6
Travel reimbursement when you’re far from home7
Ability to transfer coverage when you sell your vehicle
Mechanical Repair Coverage is available for vehicles financed at the NIHFCU or anywhere else. Check out this video to learn more: