NIHFCU Visa Cards – Wellness for your wallet

Enjoy incredible value for all your credit purchasing needs, including these standard benefits.

• No annual fee¹

• Great low rates and fees

• Exciting introductory rate and rewards offers ²

• Credit limits up to $25,000 ¹

• Contactless “tap to pay” convenience

• Online card controls for DIY management of card features

• 24/7 fraud monitoring and Visa Zero Liability

• Real time purchase alerts to monitor card activity

• Digital Wallet/Mobile payment options

• ID Navigator Powered by LifeLock

Have a business? Click here for our Business Rewards card!

Enjoy the standard benefits above, plus:

• 0% introductory APR for the 1st 15 months on purchases & balance transfers (Then, a variable APR of 8.24%-17.24%),¹

• Click here for Visa Secured card option

>>> Compare all NIHFCU card options

Manage your account Online or with our Mobile App. Make payments, transfer balances, control card access.

Are you an NIH visiting fellow?
You may be eligible for this card without established credit. Learn more!

Enjoy the standard benefits above, plus:

• 0% intro. APR for the 1st 15 months on purchases & balance transfers (Then, a variable APR of 11.24%-16.24%.)¹ 

• Earn 3% cash back rewards points in these categories:

• • For transportation needs: Gas ³  I  Electric Vehicle Charging  I  Rideshare/Taxi/Limo

  • For personal/home needs:  Groceries I  Wholesale Clubs |  Utilities (including streaming)

  • all other purchases earn 1%

• New Cardholder Bonus ⁴

  • Earn 4% on the transportation and personal/home categories above in the first 12 months

• Redeem points for cash, travel, gift cards, merchandise or donate to charities

• Visa Signature Concierge, including travel and emergency assistance

• Lost luggage and travel accident insurance

• Extended warranty protection

>>> Compare all NIHFCU card options

Manage your card online or on our App. Make payments & transfers, control access, redeem rewards and more.

Enjoy the standard benefits above, plus:

• 0% intro. APR for the 1st 15 months on purchases & balance transfers (Then, a variable APR of 13.24%-15.24%.)¹ 

• Earn 3X rewards points in these categories:

• • For personal needs: Travel  I  Dining

  • For transportation needs: Gas ³ I  Electric Vehicle Charging  I  Rideshare/Taxi/Limo

  • all other purchases earn 1%

• New Cardholder Bonus ⁴

  • Spend $1,500 in 90 days of account opening and get 20,000 bonus points

• Redeem points for cash, travel, gift cards, merchandise or donate to charities

• Visa Signature Concierge, including travel and emergency assistance

• No foreign transaction fees

• Lost luggage and travel accident insurance

• Extended warranty protection

>>> Compare all NIHFCU card options

Manage your card online or on our App. Make payments & transfers, control access, redeem rewards and more.

Whether you are new to credit entirely, or have challenged credit you would like to rebuild, this card is for you.

In addition to our standard Visa benefits above, this card features:

• A low variable rate of 9.24% APR.¹

• Credit limit (up to $25,000) based on pledged amount

• • Your credit limit is determined by the security deposit you provide, so you control your spending power. As you create a record of on-time payments, you can work towards starting or rebuilding your credit. You may even be able to upgrade your card with responsible use over time.

>>>Compare all NIHFCU card options

Manage your card Online or in our App. Make payments, transfer balances, control card access.