Looking for a low interest visa credit card with amazing rewards? Building your credit? We have you covered. Select any visa credit card to enjoy these standard benefits:
No annual fee1
Same low, variable rates for purchases and cash advances
BIG rewards for travelers and those who dine out often. Get unlimited double points on many purchases3, with amazing redemption options. Enjoy our standard benefits above, plus:
Credit limits from $2,500-$25,000 (depending on creditworthiness)
0% introductory APR for the first 15 months after account opening on purchases & balance transfers. (Then, a variable APR of 12.99%-14.99%.)1
Earn unlimited 2X points for every $1 net spent on travel and dining
>>> BONUS: Through 12/31/21, earn 3% on groceries (in-store and delivery) and an additional 1% (for a total of 3%) on travel and dining.3
Redeem for travel, gift cards, merchandise, cash or donate to charities
No foreign transaction fees
Visa Signature Concierge, including travel and emergency assistance
Whether you are new to credit entirely, or have challenged credit you would like to rebuild, this card is for you. In addition to our standard Visa benefits above, this card features:
A low variable rate of 8.99% APR.1
Credit limits from $250-$25,000 (based on pledged amount)
Manage your credit card account Online or in our Mobile App. Make payments, transfer balances, control card access.
Your credit limit is determined by the security deposit you provide, so you control your spending power. As you create a record of on-time payments, you can work toward establishing or rebuilding your credit. You may even be able to upgrade your card with responsible use over time.
I wanted to take advantage of the promotional interest rate and balance transfer perks and this card does not disappoint! The process to rollover an existing account balance from another credit card was seamless and I will be able to pay it off much faster now. After the promotional 0% interest ends, my purchasing new rate is the best I will have ever had.
Holly
Bethesda, MD
Manage your account
Manage your card with ease inside online and mobile banking! Login to do the following:
View your statements and transactions
See categorizes spending analytics displayed in colorful charts
Make payments
Enroll in and use CURewards® to manage and redeem rewards points *
Register to receive alerts and notifications
Select “Card Controls” while logged in to instantly:
Block your card in case of loss, theft, fraud, etc.
Request a replacement for a lost or stolen card
Enable/Disable foreign transactions
Make balance transfers from other cards you may have
Set travel notifications
View your CURewards points.*
Balance Transfers
We recommend online or mobile banking for balance transfer convenience. However, you can also submit a Balance Transfer Request Form or stop by any branch.
Visit the credit card section of our contact page for important phone numbers for your NIHFCU credit card.
Financial wellness begins and ends with the facts. Here’s what you need to know!
1 APR=Annual Percentage Rate. APRs vary by card and depend on creditworthiness. A balance transfer fee equating to the greater of 2% or $10 applies. See Pricing and Terms for complete credit card disclosures. All new applications are subject to terms, conditions and credit approval. All information as of June 10, 2020 and subject to change.
3 Signature Travel Rewards include, 2 points for every net dollar you spend on travel and dining – unlimited spend, and 1 point for every net dollar you spend on all other purchases – unlimited spend. See Rewards Terms and Conditions for complete rules and restrictions.
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Notice
Please be advised that third party cash transactions (via services such as Venmo, Cash App, etc.) may not be disputed through NIHFCU. You must contact the service directly.
