skip to main content

decorative colored dots

Checking - Consumer

Checking Options
TotalCare Protection
Overdraft Protection
Try ClickSWITCH

Checking - Business

Checking Accounts
Overdraft protection

Savings Accounts

Certificates & Money Markets

Investments & Insurance

Investing/Retirement

Investing Login

Auto & Motorcycle

Vehicle Loans Options
Today's Rates
Online Car buying Service

Business Loan Options
Business Loan Check-Up

Home Loan Options
Buy My First Home
Buy My Next Home
Refinance My Home
Home Equity Loans
Home Improvement Loans
Today's Home Loan Rates

Personal & Niche

Personal Loan Options
Niche Loan Options
Consumer Loan Check-up
Today's Rates

Student Loans & Lines

NIH Fellows Advantage

NIH Fellows Advantage Program
NIH Fellows Check-Up

Optional Protection Programs

Get a Second Opinion

Digital Banking

Online & Mobile Banking

My Credit Rx - Credit Monitoring

Enroll in Digital Banking

About
Become a Member
Become an @Work partner
Member testimonials
Leadership
Holiday Closures
Security & Privacy

Member Referral Rewards

Community Engagement

How-To Guide
Fraud & Security Hub
Financial Check-Ups
Financial Wellness Center
Financial Webinars
Frequently Used Forms
In The News
My Credit Rx

Social

decorative colored dots

Accounts

Checking - Consumer

Checking Options
TotalCare Protection
Overdraft Protection
Try ClickSWITCH

Checking - Business

Checking Accounts
Overdraft protection

Savings Accounts Certificates & Money Markets Rates

decorative colored dots

Investments & Insurance

Investing/Retirement Insurance Investing Login

decorative colored dots

Borrowing

Auto & Motorcycle

Vehicle Loans Options
Today's Rates
Online Car buying Service

Business

Business Loan Options
Business Loan Check-Up

Credit Cards Home Loans

Home Loan Options
Buy My First Home
Buy My Next Home
Refinance My Home
Home Equity Loans
Home Improvement Loans
Today's Home Loan Rates

Personal & Niche

Personal Loan Options
Niche Loan Options
Consumer Loan Check-up
Today's Rates

Student Loans & Lines NIH Fellows Advantage

NIH Fellows Advantage Program
NIH Fellows Check-Up

Optional Protection Programs Get a Second Opinion

decorative colored dots

Digital Banking

Online & Mobile Banking Mobile App Zelle My Credit Rx - Credit Monitoring Enroll in Digital Banking

decorative colored dots

Resources

Membership

About
Become a Member
Become an @Work partner
Member testimonials
Leadership
Holiday Closures
Security & Privacy

Member Referral Rewards Community Engagement Resources

How-To Guide
Fraud & Security Hub
Financial Check-Ups
Financial Wellness Center
Financial Webinars
Frequently Used Forms
In The News
My Credit Rx

Careers Contact Social

Home Loans Resource Center

decorative colored dots

The NIH Federal Credit Union helping homeowners achieve their dreams is part of our DNA. Checkout our Resource Center below.

You are now leaving the NIHFCU website

Although NIHFCU reviews all external weblinks placed on our site, the credit union is not responsible for the content of any third-party website. By following this link, you agree that you are leaving nihfcu.org and understand that the third party who manages this site is solely responsible for its privacy policy, any products or services it offers and the content they publish. If you do not wish to proceed, click "Cancel" below to stay on the NIH Federal Credit Union web site.

The HomeAdvantage program is offered by a third party that is not affiliated with NIHFCU. NIHFCU is not responsible for any services provided in connection with the HomeAdvantage program.

Welcome!

Enjoy our new homepage experience.

Notice

Please be advised that third party cash transactions (via services such as Venmo, Cash App, etc.) may not be disputed through NIHFCU. You must contact the service directly.

Contact Information

NIH Federal Credit Union
PO Box 6475
Rockville, MD 20849-6475

1-800-877-6440 (TTY 711)

More Contact Information

Follow Us:

Legal Information

NIHFCU NMLS #803678

Routing# 255076944

APR = Annual Percentage Rate

APY = Annual Percentage Yield

NCUA – Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

EHO – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.

© 2025 NIH Federal Credit Union