Affordable Protection Programs

If your vehicle is deemed a total loss due to an accident or theft, there can be a significant gap between what you owe on your load and what your auto insurance will cover. GAP may help make up the difference.

Our program, with rates typically less than those found at dealers or other lenders, is an incredible value.

• Spring Special – Costs of just $337.50² for motor vehicles and $419² for motorcycles.

• Pay upfront or roll cost into your loan payment…equating to just cents per day.

• Deductible assistance available for comprehensive and collision claims.

Don’t pay more than you have to for GAP. View our digital brochure and then call us at 1-855-852-4748 to speak to an auto loan specialist.

Mechanical Repair Coverage ³ may help limit unexpected, covered repair costs as your vehicle ages, potentially saving your budget from future unexpected repair costs. What’s more, it can be used at any authorized repair facility in the continental United States of America, Alaska, Hawaii, and Canada.

• Get reimbursed for travel expenses and car rentals

• 24 hour emergency roadside assistance, including towing

• Coverage up to 15 model years or 150,000 miles of add-on protection for eligible vehicles

• Transfer the plan to a private party if you sell your vehicle

• Choose from three levels coverage

• Available on vehicles financed with NIHFCU or elsewhere

NIHFCU’s Loan Guardian is available to protect your NIHFCU credit card, auto or personal loan from continuing payments and debts following unexpected life events such as:

• Death

• Disability, and

• Involuntary unemployment.

Depending on the particular situation, Loan Guardian could even cancel your remaining payments up to the contract maximums.¹

Protect your financial well-being. Visit our digital brochure and then call us at 1-855-852-4748 to speak to a specialist and learn more about protecting your NIHFCU loans.