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Need Some Extra Cash?

Our student loan referral program can help! 

  • For each person you refer who funds 1 their private undergraduate education line of credit or student refinance loan with us, you will earn 2 $100. 

    • And, you can keep referring to receive a maximum bonus of up to $5,000 cash.

  • The person you refer will also earn 2 $100!

It’s that simple. To get started, click the Refer Now button below.  Then,

  • Step 1: Simply fill out the form and enroll in our Refer A Friend program.

  • Step 2: Once you’ve filled out your information, input your friend’s information to tell them about our student lending solution!

  • Step 3: Wait for your friend to get a loan & get paid!

Click here for full terms and conditions

>>> Don’t forget to check out all of our great student loan options for your friends, family or yourself!

 

Speak to a representative
1-800-877-6440
REFER NOW

Rates, fees and terms as of May 25, 2025 and subject to change without notice

1Private education line of credit is subject to credit qualification and annual credit review. Must meet school’s Satisfactory Academic Progress (SAP) requirements. Student Loan refinance is subject to credit qualification and additional criteria, including graduating from an approved school.
2To close on your loan and receive the $100 referral bonus funds, you must have, or first establish, membership at NIH Federal Credit Union. Both you and the person who referred you will qualify for the referral bonus funds once a disbursement on a new student loan refinance product or private education line of credit has been made. You agree that the referring member will be notified when your loan is funded by receipt of their referral incentive. Funds will be deposited within 120 days of disbursement. NIH Federal Credit Union reserves the right to change terms at any time. Review our complete Terms & Conditions.