To open an NIHFCU account, you must first become a member of the credit union, and doing so is quick and easy. Get started now by selecting an option below. *
* To open a business account, submit our business account inquiry form and a business account specialist will respond shortly.
To open most NIHFCU accounts using this online application, you must have:
A U.S. social security number, and
A residential Street Address, and
Be at least 18 years of age
This application requires you to upload two forms of ID as follows:
Primary: A valid government-issued photo ID (e.g., US driver’s license, State ID or US Passport) Format: JPEG or PNG only – 10 MB maximum
Secondary: US Passport (only if not used as your primary ID), your current employment ID or social security card Format: PDF, JPEG or PNG
Non-US citizens will need to complete and upload a W-8 form.
The NIHFCU currently does not accept applications from outside of the United States on our online platform. Please call 800-877-6440 or email us at nihfcu@nihfcu.org for assistance.
Members can Login to Online Banking to Open an Account
To open a Checking, Savings, Money Market or Certificate (CD), login to online banking from your desktop or mobile device, select “Quick Apply” and follow the prompts. On our mobile app, select “More” and then “Quick Apply.”
For business accounts, complete a Business Account Inquiry form, and a business account specialist will respond shortly.
To open most NIHFCU accounts, applicants will need:
To be at least 18 years old
A US social security number
A government issued ID (US driver’s license, State ID or Passport)
A residential US street address
A photo of your employment ID or a recent Paystub
Non-US citizens will need to complete and upload a W-8 form.
IMPORTANT INFORMATION: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Although NIHFCU reviews all external weblinks placed on our site, the credit union is not responsible for the content of any third-party website.
By following this link, you agree that you are leaving nihfcu.org and understand that the third party who manages this site is solely responsible for its privacy policy, any products or services it offers and the content they publish.
If you do not wish to proceed, click "Cancel" below to stay on the NIH Federal Credit Union web site.
The HomeAdvantage program is offered by a third party that is not affiliated with NIHFCU.
NIHFCU is not responsible for any services provided in connection with the HomeAdvantage program.
Please be advised that third party cash transactions (via services such as Venmo, Cash App, etc.) may not be disputed through NIHFCU. You must contact the service directly.
Accounts
Investments & Insurance
Borrowing
