A healthy approach to business lending

¹ Rates and terms as of 10/1/2022 subject to change at any time.

² You will earn two points for every net dollar spent when you use your NIHFCU Visa Business Rewards card to pay for medical equipment-related purchases made at merchants classified by Visa’s “Merchant Category Code” (“MCC”) as “Medical, Dental, Ophthalmic, Hospital Equipment, Supplies”, which may include: medical, dental, ophthalmic, hospital equipment and Supplies. Even though some merchants may sell medical equipment and supplies, purchases made at these locations may not necessarily qualify for the two NIHFCU Visa Business Rewards points per dollar if the merchant is not classified with a “Medical, Dental, Ophthalmic, Hospital Equipment, Supplies” MCC. Also, merchants that are not classified by a “Medical, Dental, Ophthalmic, Hospital Equipment, Supplies” MCC may be located on the premises of merchants that are classified with a “Medical, Dental, Ophthalmic, Hospital Equipment, Supplies” MCC, and purchases made at these locations may not qualify for this added benefit. Offer subject to change or cancellation at any time.

³ APR = Annual percentage rate.  Variable APR of Prime+7.74% (Prime as published in The Wall Street Journal). Maximum rate 18%. A balance transfer fee equating to the greater of 2% or $10 applies. All new applications are subject to terms, conditions and credit approval. All information as of February 15, 2023 and subject to change without notice at any time. See Important Documents – Rewards Terms and Conditions for complete reward terms.