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Accounts

Checking - Consumer
  • Checking Options
  • TotalCare Protection
  • Overdraft Protection
  • Try ClickSWITCH
Checking - Business
  • Checking Accounts
  • Overdraft protection
Savings
  • Savings Accounts
  • Money Markets & Certificates
  • Savings Rates
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Investments & Insurance

Investing/Retirement Insurance Investing Login
decorative colored dots

Borrowing

Auto & Motorcycle
  • Vehicle Loans Options
  • Today's Rates
  • Online Car buying Service
Business
  • Business Loan Options
  • Business Loan Check-Up
Credit Cards Mortgages
  • Mortgage Options
  • Home Loan Center
  • HomeAdvantage®
  • Mortgage Check-Up
  • Get Prequalified
  • Today's Rates
Home Equity
  • Home Equity Options
  • Home Equity Check-Up
  • Today's Rates
Home Improvement
  • Home Improvement Options
  • Today's Rates
Personal & Niche
  • Personal Loan Options
  • Niche Loan Options
  • Consumer Loan Check-up
  • Today's Rates
Student
  • Fund an Education
  • Refinance an Existing Loan
  • Student Loan Check-Up
NIH Fellows Advantage
  • NIH Fellows Advantage Program
  • NIH Fellows Check-Up
More Support
  • Second Opinion
  • Refinance programs
  • Loan protection
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Digital Banking

Online Banking
  • Online Banking
  • Account Export
Mobile Banking
  • Mobile Banking
  • Download Android App
  • Download Apple App
Mobile Payments NEW! My Credit Rx Move Or Send Money Zelle Interactive Teller Machines Telephone Banking
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Resources

Membership
  • About
  • Become a Member
  • Become an @Work partner
  • Leadership
  • Holiday Closures
  • Security & Privacy
Member Testimonials Community Engagement Resources
  • How-To Guide
  • Financial Check-Ups
  • Financial Wellness Center
  • Financial Webinars
  • Frequently Used Forms
  • In The News
  • My Credit Rx
Careers Contact COVID-19 Social
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Get a Home Loan

The typical home loan application* will take less than 20 minutes to complete. If at any point, you can’t complete the application or have to stop to look up any information, you can save your application and return at a later time. To get started, select a home loan option below.

For additional support at any point in the process, our loan officers are available during normal business hours for assistance.  Please call 1-855-203-4747.

MORTGAGE
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To open most NIHFCU accounts, you will need:

  • To be at least 18 years old
  • A US social security number
  • A government issued ID (US driver’s license, State ID or Passport)
  • A residential US street address

*To close a home loan with NIHFCU, you must be a member of the credit union. If your home loan application is approved, you will need to successfully complete a membership application in order to close your loan. For more information on joining the credit union, please visit our Become a Member page.

IMPORTANT INFORMATION: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
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The HomeAdvantage program is offered by a third party that is not affiliated with NIHFCU. NIHFCU is not responsible for any services provided in connection with the HomeAdvantage program.

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