We’re Sorry, Some of Our Online Applications are Temporarily Down for Scheduled Maintenance
If you’re applying for a Home Loan, Student Loan, Business Loan or Business Credit Card, simply choose from the buttons below to get started on your application.
If you are applying for any other type of loan (Personal Loan, Auto Loan, Personal Credit Card, etc.) please check back in a few hours; these applications should be back online.
A government issued ID (US driver’s license, State ID or Passport)
A residential US street address
*To get a loan with NIHFCU, you must be a member of the credit union. If your loan application is approved, you will need to successfully complete a membership application in order to fund your loan. For more information on joining the credit union, please visit our Become a Member page.
IMPORTANT INFORMATION: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Although NIHFCU reviews all external weblinks placed on our site, the credit union is not responsible for the content of any third-party website.
By following this link, you agree that you are leaving nihfcu.org and understand that the third party who manages this site is solely responsible for its privacy policy, any products or services it offers and the content they publish.
If you do not wish to proceed, click "Cancel" below to stay on the NIH Federal Credit Union web site.
The HomeAdvantage program is offered by a third party that is not affiliated with NIHFCU.
NIHFCU is not responsible for any services provided in connection with the HomeAdvantage program.
Please be advised that third party cash transactions (via services such as Venmo, Cash App, etc.) may not be disputed through NIHFCU. You must contact the service directly.
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