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Click the button below and then click “Calculators” to get started.

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Home Loan Articles

Speak to a Specialist
Image of home on newspaper.
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One-on-one Counseling from GreenPath

Preparing your finances for your home purchase can feel overwhelming. That’s why NIHFCU has partnered with GreenPath Financial Wellness to provide you with free  home buyer counseling. GreenPath’s caring, certified counselors will work with you to understand your specific goals and challenges and help you develop a plan to move you closer to your home ownership goals. This service is free, just be sure to mention NIH Federal Credit Union when you set up your counseling session.

Preparing to buy a home?
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Frequently Asked Questions

Get answers to many of your home loan questions all in one place. Select from questions about “Your Property”, “Loans, Rates & Fees”, “Your Application”, “Closing & Beyond”, or access our Glossary of home loan terms.

Rates, fees and terms as of April 16, 2024 and subject to change without notice

Financial wellness begins and ends with the facts. Here’s what you need to know!
Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site. HMDA data for many other financial institutions are also available at this Web site.