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Request reimbursement for healthcare-related expenses

The NIH Federal Credit Union Healthcare Benefit Suite was designed around your needs and can help you navigate the road to financial wellness. Please complete the form below and submit all required documentation to request reimbursement of your healthcare-related certifications, trade association memberships and journal subscriptions. Please see the bottom of this page for full program details and requirements.

Financial wellness begins and ends with the facts. Here’s what you need to know!

* Reimbursement Requirements

To qualify, you must be a current member of the NIH Federal Credit Union (NIHFCU) in good standing for a minimum of six (6) months and have an active NIHFCU checking account. Your NIHFCU membership must be established no earlier than February 1, 2019.

Each qualifying member is eligible for one annual reimbursement request not to exceed $100. All reimbursement submissions must be supported by verifiable payment receipts issued by professional healthcare-related organizations, for one of the following services (1) professional certifications, (2) memberships to professional or trade organizations or (3) subscriptions to trade journals or publications. Each member’s annual reimbursement request can contain reimbursements for expenses paid to multiple sources for a variety of approved services, but each annual reimbursement request must not exceed $50 in total. Unused reimbursement amounts do not carry over into subsequent calendar years.

Reimbursement Period

The annual reimbursement period is the same for all qualifying members and begins on January 1st of each year and ends on December 31st of each year. Each qualifying member is eligible to submit only one reimbursement request within each reimbursement period (January 1 – December 31). The NIHFCU will not reimburse for services already expired (e.g., association dues for past years, subscriptions already ended, etc.), nor will the NIHFCU reimburse for expenses not yet incurred by you.

Reimbursement Process

To qualify for a reimbursement, each qualifying member must:

-Complete the NIHFCU Reimbursement form, above.

-Attach all receipts and documentation to support your reimbursement request.  Please retain copies of all submitted receipts for your records.  All annual requests must be submitted and received prior to January 1 of the subsequent year to be considered for reimbursement.

All approved annual reimbursements will be processed within 90 days of receipt by the credit union. Approved reimbursements will be delivered in the form of a deposit into the member’s NIHFCU checking account only. Reimbursement will be forfeited if requestor does not have an NIHFCU checking account or closes their NIHFCU membership after reimbursement submission but prior to its fulfillment.

The NIH Federal Credit Union reserves the right to change or cancel the reimbursement program at any time for any or no reason. The NIH Federal Credit Union reserves the right to refuse reimbursement requests for any reason, including but not limited to, reimbursement paperwork not completed properly, missing or inaccurate receipts, expenses submitted that do not qualify for reimbursement within the three approved categories, expenses submitted past their annual reimbursement period, the member previously submitted a reimbursement request within the current annual reimbursement period, the submitted reimbursement request totals more than $50 for the annual reimbursement period, the expenses were submitted by an individual who has not been a member in good standing for a period of at least (6) six months, etc.

** All loans are subject to credit approval and terms may vary.

Final rates and terms for approved applications depend on credit worthiness and payment history, payment method and other factors that may be lawfully considered. Restrictions may apply. NIHFCU membership required.