
FIXED MORTGAGES maintain the same great rate and monthly payment over the life of the loan and those who desire predictability and payment stability. Our fixed mortgage programs offer:
A selection of 10, 15, 20, 30 year mortgage terms
Great rates just for NIHFCU members
Loan amounts up to $765,600 on conforming loans
Loan amounts up to $1,500,000 on jumbo loans
Options available with as little as 0% for qualified buyers
Preferred member rates for Private Mortgage Insurance (PMI), if required
Featured fixed mortgage options
HomeReady mortgage: 30 year loan with as little as 3% down. Gifts and cash-on-hand can be used for down payment and closing costs.
Jumbo Loan: 20 – 30 year loan with amounts up to $1.5million for owner occupied residences, LTV up to 95% and other features