
A great loan, just when you need it
The NIHFCU’s personal (or signature) loan is a very popular way to get cash for a specific need, such as, debt consolidation, home repairs, major household purchases, educational expenses, a family event or an unplanned emergency. An NIHFCU signature loan includes:
A fixed rate currently as low as 5.99% APR1. See all rates
Amounts up to $50,000
Terms of 36, 48 and 60 months
No collateral requirements
Skip-a-payment option every 12 months2
Optional Loan Guardian debt protection
Consolidating debt? Use our debt consolidation calculator to estimate your potential savings
Are you a visiting NIHFCU fellow? Check out our Fellows Advantage Program to support your unique borrowing needs.