Earn $50 when you register and complete the offer

You've been referred to NIH Federal Credit Union

You could receive a $50 Visa^® Reward Card, just complete the simple steps below*!

1. Register – Use the registration form on this page to complete your registration.

2. Qualify – Open a new checking account* and complete the offer qualifications below within the specified timeframe.

3. Get rewarded – Once all qualifications for your offer have been completed, you and the person who referred you will BOTH receive a $50 Visa Reward Card.

ReferLive is a trademark of CustomerStream, LLC.

Here's how it works!

You’ll receive a $50 Visa Reward Card when you register and complete the following within 90 days of becoming an NIHFCU member:

Open an NIHFCU consumer checking account with e-statements, AND
Complete ten (10) or more debit card transactions of $5 or more OR complete two (2) direct deposits of at least $250 each

The friend or family that referred you will also earn a $50 Visa Reward Card.

Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.

*see full terms and conditions below

Frequently Asked Questions

Do referrals expire?
While the referral links do not expire, you must open your new account within 180 days of completing your referral registration in order to be eligible for the offer.

Do referrals expire?

While the referral links do not expire, you must open your new account within 180 days of completing your referral registration in order to be eligible for the offer.

When will I receive my Reward Card?
Reward Cards are sent via the United States Postal Service (USPS) and typically arrive within 4-6 weeks after all qualification criteria have been completed.

When will I receive my Reward Card?

Reward Cards are sent via the United States Postal Service (USPS) and typically arrive within 4-6 weeks after all qualification criteria have been completed.

Rates, fees and terms as of May 29, 2025 and subject to change without notice

*NIHFCU Referral Program Terms & Conditions

The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred (Referred Person) to NIH Federal Credit Union who registers for the offer, opens a new NIH Federal Credit Union consumer checking account, and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. A Referrer may receive up to five (5) Visa Reward Cards ($250 value) within a calendar year, but only one Referrer may receive a Visa Reward Card for each Referred Person who fulfills the requirements.

To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, and complete the following requirements within 90 days of account opening:

Open an NIHFCU consumer checking account with e-statements, AND
Complete ten (10) or more debit card transactions of $5 or more OR complete two (2) direct deposits of at least $250 each

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from NIH Federal Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.

The individual that is referred (Referred Person) must be 16 years of age or older.

Only consumer checking accounts are eligible for this offer. Business checking accounts are not eligible for this offer.

NIHFCU employees are not eligible for this offer.

Please allow 4-6 weeks after completion of all requirements for delivery of the Visa Reward Card. The Visa Reward Cards are subject to Terms and Conditions delivered with the card. Reward Cards are valid for 3 full calendar months from time of issuance. Rewards Cards may be reported as income to the IRS.

Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

ReferLive is a trademark of CustomerStream, LLC.

This offer is subject to change or cancellation at any time.