The loss of money, personal information, and perseverance of digital fraudsters continues, with online purchase scams being the riskiest. As we step into 2024, it may be worthwhile to add these five precautionary New Year’s resolutions to your list, to help stay safe when navigating the web or communicating online.
5 resolutions to help you stay safe in 2024
#1. I resolve to be cautious with email. Be wary of unsolicited emails from a person or a company. Remember, scammers can make emails look like they are from a legitimate business, government agency, or reputable organization. Never click on links or open attachments in unsolicited emails.
#2. I resolve never to send money to strangers. If you haven’t met a person face-to-face, don’t send them money. This is especially true if the person asks you to transfer funds using a pre-paid debit card or CashApp. Money sent to strangers this way is untraceable, and once sent, there’s no getting it back. Scammers will try to trick you into panicking – so before making a move, think the situation through. Don’t fall for it!
#3. I resolve to research before making online payments and purchases. Research the retailer before entering payment information when shopping online, or if asked to pay online, research the retailer before entering payment information. Ask: Is this a person or business I know and trust? Do they have a working customer service number? Where is the company physically located? Would I be making payments through a secure server (https://….com)? Have I checked to see if others have complained?
#4. I resolve to use my best judgment when sharing my personal information. Sharing sensitive personal information with scammers opens the door to identity theft. Never share financial information, birthdate, address, Social Security/Social Insurance number, or Medicare number with an unsolicited caller.
#5. I resolve to be be social media smart. Use privacy settings on social media and only connect with people you know. Be careful about including personal information in your profile, and never reveal your address and other sensitive information – even in a “fun” quiz. Scammers may use this information to make themselves pass as friends or relatives and earn your trust. Also, be careful when buying products you see on social media.
Scammers can be very convincing and are good at what they do. By staying vigilant and resolving to be aware, you can safeguard yourself against online thieves! And, if you were scammed or think you saw a scam, report it by notifying the Federal Trade Commission (FTC).
Resource: Better Business Bureau
