To receive your NIHFCU credit card, you must be a member of the credit union. But don’t worry, doing so is easy and you don’t need to apply for NIHFCU membership until your credit card is approved. Start your application now.
A government issued ID (US driver’s license, State ID or Passport)
A residential US street address
*To receive a Credit Card with NIHFCU, you must be a member of the credit union. If your Credit Card application is approved, you will need to successfully complete a membership application. For more information on joining the credit union, please visit our Become a Member page.
The NIHFCU currently does not accept applications from outside of the United States on our online platform. Please call 800-877-6440 or email us at nihfcu@nihfcu.org for assistance.
Members can Login to Online Banking to Open an Account
To apply for an NIHFCU credit card, login to online banking from your desktop or mobile device, select “Quick Apply” and follow the prompts. On our mobile app, select “More” and then “Quick Apply”.
If you are not a registered user, please visit our registration page.
A government issued ID (US driver’s license, State ID or Passport)
A residential US street address
IMPORTANT INFORMATION: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Although NIHFCU reviews all external weblinks placed on our site, the credit union is not responsible for the content of any third-party website.
By following this link, you agree that you are leaving nihfcu.org and understand that the third party who manages this site is solely responsible for its privacy policy, any products or services it offers and the content they publish.
If you do not wish to proceed, click "Cancel" below to stay on the NIH Federal Credit Union web site.
The HomeAdvantage program is offered by a third party that is not affiliated with NIHFCU.
NIHFCU is not responsible for any services provided in connection with the HomeAdvantage program.
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Please be advised that third party cash transactions (via services such as Venmo, Cash App, etc.) may not be disputed through NIHFCU. You must contact the service directly.
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