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Accounts

Checking - Consumer
  • Checking Options
  • TotalCare Protection
  • Overdraft Protection
  • Try ClickSWITCH
Checking - Business
  • Checking Accounts
  • Overdraft protection
Savings
  • Savings Accounts
  • Money Markets & Certificates
  • Savings Rates
decorative colored dots

Investments & Insurance

Investing/Retirement Insurance Investing Login
decorative colored dots

Borrowing

Auto & Motorcycle
  • Vehicle Loans Options
  • Today's Rates
  • Online Car buying Service
Business
  • Business Loan Options
  • Business Loan Check-Up
Credit Cards Mortgages
  • Mortgage Options
  • Home Loan Center
  • HomeAdvantage®
  • Mortgage Check-Up
  • Get Prequalified
  • Today's Rates
Home Equity
  • Home Equity Options
  • Home Equity Check-Up
  • Today's Rates
Home Improvement
  • Home Improvement Options
  • Today's Rates
Personal & Niche
  • Personal Loan Options
  • Niche Loan Options
  • Consumer Loan Check-up
  • Today's Rates
Student
  • Fund an Education
  • Refinance an Existing Loan
  • Student Loan Check-Up
NIH Fellows Advantage
  • NIH Fellows Advantage Program
  • NIH Fellows Check-Up
More Support
  • Second Opinion
  • Refinance programs
  • Loan protection
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Digital Banking

Online Banking
  • Online Banking
  • Account Export
Mobile Banking
  • Mobile Banking
  • Download Android App
  • Download Apple App
Mobile Payments NEW! My Credit Rx Move Or Send Money Zelle Interactive Teller Machines Telephone Banking
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Resources

Membership
  • About
  • Become a Member
  • Become an @Work partner
  • Leadership
  • Holiday Closures
  • Security & Privacy
Member Testimonials Community Engagement Resources
  • How-To Guide
  • Financial Check-Ups
  • Financial Wellness Center
  • Financial Webinars
  • Frequently Used Forms
  • In The News
  • My Credit Rx
Careers Contact COVID-19 Social
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Get a Credit Card

Are you a current member of the NIH Federal Credit Union?  
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To receive your NIHFCU credit card, you must be a member of the credit union. But don’t worry, doing so is easy and you don’t need to apply for NIHFCU membership until your credit card is approved. Start your application now.

Select a Credit Card Option to Apply*

Credit Cards
Business Credit Card

To open an NIHFCU credit card, you will need: 

  • To be at least 18 years old
  • A US social security number
  • A government issued ID (US driver’s license, State ID or Passport)
  • A residential US street address

*To receive a Credit Card with NIHFCU, you must be a member of the credit union. If your Credit Card application is approved, you will need to successfully complete a membership application. For more information on joining the credit union, please visit our Become a Member page.

The NIHFCU currently does not accept applications from outside of the United States on our online platform.  Please call 800-877-6440 or email us at nihfcu@nihfcu.org for assistance.

 

Members can Login to Online Banking to Open an Account

To apply for an NIHFCU credit card, login to online banking from your desktop or mobile device, select “Quick Apply” and follow the prompts. On our mobile app, select “More” and then “Quick Apply”.

If you are not a registered user, please visit our registration page.

LOGIN TO ONLINE BANKING

To open an NIHFCU credit card, you will need: 

  • To be at least 18 years old
  • A US social security number
  • A government issued ID (US driver’s license, State ID or Passport)
  • A residential US street address

 

IMPORTANT INFORMATION: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
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The HomeAdvantage program is offered by a third party that is not affiliated with NIHFCU. NIHFCU is not responsible for any services provided in connection with the HomeAdvantage program.

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Please be advised that third party cash transactions (via services such as Venmo, Cash App, etc.) may not be disputed through NIHFCU. You must contact the service directly.

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NIH Federal Credit Union
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