
Check today's IRA and IRA certificate rates
Rates effective as of 11/01/2020. Interest rates and annual percentage yields may change after you open your account. Please see your account disclosure for additional details.
Term | Minimum Deposit | Base Rates1 | |||||
---|---|---|---|---|---|---|---|
APY | Dividend Rate | ||||||
3 Month | $500 | 0.070% | 0.070% | 0.070% | 0.070% | ||
6 Month | $500 | 0.100% | 0.100% | 0.100% | 0.100% | ||
7 Month | $500 | 0.100% | 0.100% | 0.100% | 0.100% | ||
10 Month | $500 | 0.100% | 0.100% | 0.100% | 0.100% | ||
Featured Certificate 12 Month |
$500 | 0.100% | 0.100% | 0.100% | 0.100% | ||
15 Month Bump-Up | $500 | 0.150% | 0.150% | 0.150% | 0.150% | ||
15 Month Add-On | $500 | 0.150% | 0.150% | 0.150% | 0.150% | ||
Featured Certificate 18 Month |
$500 | 0.150% | 0.150% | 0.150% | 0.150% | ||
24 Month | $500 | 0.150% | 0.150% | 0.150% | 0.150% | ||
30 Month Bump-Up | $500 | 0.150% | 0.150% | 0.150% | 0.150% | ||
36 Month | $500 | 0.200% | 0.200% | 0.200% | 0.200% | ||
60 Month | $500 | 0.200% | 0.200% | 0.200% | 0.200% | ||
7 Month | $10,000 | 0.100% | 0.100% | 0.100% | 0.100% | ||
Featured Certificate 12 Month |
$10,000 | 0.100% | 0.100% | 0.100% | 0.100% | ||
15 Month Bump-Up | $10,000 | 0.150% | 0.150% | 0.150% | 0.150% | ||
15 Month Add-On | $10,000 | 0.150% | 0.150% | 0.150% | 0.150% | ||
Featured Certificate 24 Month |
$10,000 | 0.150% | 0.150% | 0.150% | 0.150% | ||
30 Month Bump-Up | $10,000 | 0.150% | 0.150% | 0.150% | 0.150% |
For non-IRA Money Market and Certificate rates, please click here.
To open any NIHFCU IRA product stop by any branch or call 1-800-877-6440.
Premier IRA Savings Account and Premier Roth IRA Savings Account
Balance Ranges | APY | Dividend Rate |
---|---|---|
$0-$5,000 | 0.050% | 0.050% |
$5,001-$25,000 | 0.070% | 0.070% |
$25,001 and above | 0.100% | 0.100% |
To open any NIHFCU IRA product stop by any branch or call 1-800-877-6440.