
Check today's IRA and IRA certificate rates
Rates effective as of 5/01/2021. Interest rates and annual percentage yields may change after you open your account. Please see your account disclosure for additional details.
Term | Minimum Deposit | Base Rates1 | |
---|---|---|---|
APY | Dividend Rate | ||
3 Month | $500 | 0.030% | 0.030% |
6 Month | $500 | 0.030% | 0.030% |
7 Month | $500 | 0.030% | 0.030% |
10 Month | $500 | 0.030% | 0.030% |
Featured Certificate 12 Month |
$500 | 0.030% | 0.030% |
15 Month Bump-Up | $500 | 0.050% | 0.050% |
15 Month Add-On | $500 | 0.050% | 0.050% |
Featured Certificate 18 Month |
$500 | 0.050% | 0.050% |
24 Month | $500 | 0.050% | 0.050% |
30 Month Bump-Up | $500 | 0.050% | 0.050% |
36 Month | $500 | 0.100% | 0.100% |
60 Month | $500 | 0.100% | 0.100% |
7 Month | $10,000 | 0.030% | 0.030% |
Featured Certificate 12 Month |
$10,000 | 0.030% | 0.030% |
15 Month Bump-Up | $10,000 | 0.050% | 0.050% |
15 Month Add-On | $10,000 | 0.050% | 0.050% |
Featured Certificate 24 Month |
$10,000 | 0.050% | 0.050% |
30 Month Bump-Up | $10,000 | 0.050% | 0.050% |
For non-IRA Money Market and Certificate rates, please click here.
To open any NIHFCU IRA product stop by any branch or call 1-800-877-6440.
Premier IRA Savings Account and Premier Roth IRA Savings Account
Balance Ranges | APY | Dividend Rate |
---|---|---|
$0-$5,000 | 0.010% | 0.010% |
$5,001-$25,000 | 0.030% | 0.030% |
$25,001 and above | 0.030% | 0.030% |
To open any NIHFCU IRA product stop by any branch or call 1-800-877-6440.