A great loan, just when you need it
The NIHFCU’s personal (or signature) loan is a very popular way our members borrow to get cash for a specific goal, including debt consolidation, home repairs, major household purchases, educational expenses, a family event or an unplanned emergency. Regardless of your need, personal loans from the NIHFCU include:
A fixed rate currently as low as 6.99% APR1.
Amounts up to $50,000
Terms of 36, 48, 60 and 72 months
No collateral requirements
Skip-a-payment option every 12 months2
Optional Loan Guardian debt protection
Estimate out how you could save by consolidating your high-rate debt with a personal loan. Use our debt consolidation calculator to figure it out.
Are you an international fellow? Be sure to check out our popular Fellows Advantage Program to support your unique borrowing needs. Learn more
Visit our rates page for all rates and terms.
Check out our limited-time only Holiday Loan.