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NIHFCU Visa Cards – Wellness for your wallet

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Visa® Credit Cards

Whether you’re focused on a great low rate, amazing rewards, or building your credit, we have you covered. Select any card and enjoy these standard benefits:

And, all purchases and balance transfers have an introductory 0% APR for the first 12 months.1 which coud save you hundreds in interest in one year alone! (excludes secured cards)

Compare all NIHFCU card options.

scroll down for more benefits and to apply!
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Visa Platinum Card

An exceptional everyday value while saving on interest or paying down debt with our lowest rates available. In addition to the standard benefits above, this card features:

  • 0% intro APR for the first 12 months after account opening on purchases and balance transfers. (Then, a variable APR of 9.99%-18.00% depending on credit worthiness),1

  • Credit limits from $500-$25,000 (depending on creditworthiness).

  • Click here for Visa Secured card option

See pricing and terms.

Are you an international fellow?
Check out our Fellows Advantage Program. You may be eligible to receive a Visa Platinum Card even without established credit.

Speak to a specialist
1-855-852-4748
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Visa Signature Cash Rewards

An exceptional value loased with benefits and BIG rewards, you’ll earn up to 3% on net purchases and redeem for cash2, travel, gift cards, or merchandise. Get the standard benefits above, plus:

  • 0% intro APR for the first 12 months after account opening on purchases and balance transfers. (Then, a variable APR of 12.99%-17.99% depending on credit worthiness)

  • Earn 3% cash back rewards on gas, 2% on groceries and 1% on all other purchases2

  • Redeem points for cash, travel, gift cards, merchandise or donate to the NIH charities

  • Credit limits from $5,000-$25,000 (depending on creditworthiness)

  • Visa Signature Concierge, including travel and emergency assistance

  • Lost luggage and travel accident insurance

  • Extended warranty protection

See pricing and terms

Speak to a specialist
1-855-852-4748
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Visa Signature Travel Rewards

An excptional value for travelers and those who dine out often.   Get unlimited double points on many purchases3, with amazing rememption options. Enjoy our standard benefits above, plus:

  • 0% intro APR for the first 12 months after account opening on purchases and balance transfers. (Then, a variable APR of 14.99%-16.99% depending on credit worthiness)

  • Earn unlimited double points for every $1 net spent on travel and dining3

  • Redeem points for travel, gift cards, merchandise, cash back or donate to the NIH Charities

  • No foreign transaction fees

  • Credit limits from $5,000-$25,000 (depending on creditworthiness)

  • Visa Signature Concierge, including travel and emergency assistance

  • Lost luggage and travel accident insurance

  • Extended warranty protection

See pricing and terms

Signature Cash and Travel Rewards credit card holders will also get 3X the rewards on their Amazon purchases through September 3rd, 2019. Learn More.

Speak to a specialist
1-855-852-4748
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Visa Platinum Secured Card

Whether you are new to credit entirely, or have challenged credit you would like to rebuild, this card is for you. In addition to our standard Visa benefits above, this card features:

  • A low variable rate of 10.99% APR.1

  • Credit limits from $250-$25,000 (based on pledged amount)

See pricing and terms.

Your secured card credit limit is determined by the security deposit you provide, so you control your own spending power. As you create a record of on-time payments, you can work toward establishing or rebuilding your credit. You may even be able to upgrade your card with responsible use over time.
Speak to a specialist
1-855-852-4748
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Easy balance transfer

I wanted to take advantage of the promotional interest rate and balance transfer perks and this card does not disappoint! The process to rollover an existing account balance from another credit card was seamless and I will be able to pay it off much faster now. After the promotional 0% interest ends, my purchasing new rate is the best I will have ever had.

Holly

Bethesda, MD

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Manage your account

Manage your card with ease inside online and mobile banking! Login to do the following:

  • View your statements and transactions

  • See categorizes spending analytics displayed in colorful charts

  • Make payments

  • Enroll in and use CURewards® to manage and redeem rewards points *

  • Register to receive alerts and notifications

Select “Card Controls” while logged in to instantly:

  • Block your card in case of loss, theft, fraud, etc.

  • Request a replacement for a lost or stolen card

  • Enable/Disable foreign transactions

  • Make balance transfers from other cards you may have

  • Set travel notifications

  • View your CURewards points.*

Balance Transfers

We recommend online or mobile banking for balance transfer convenience. However, you can also submit a Balance Transfer Request Form or stop by any branch.

*Signature cardholders only
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Important Documents

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Important contact numbers

Visit the credit card section of our contact page for important phone numbers for your NIHFCU credit card.

Financial wellness begins and ends with the facts. Here’s what you need to know!
1 APR=Annual Percentage Rate. APRs vary by card and depend on creditworthiness. A balance transfer fee equating to the greater of 2% or $10 applies. See Pricing and Terms for complete credit card disclosures. All new applications are subject to terms, conditions and credit approval. All information as of August 1, 2019 and subject to change.
2 Signature Cash Rewards include, 3% on gas – up to $6,000 annual spend, 2% on groceries – un-limited spend, and 1% on all other purchases – unlimited spend. See Rewards Terms and Conditions for complete rules and restrictions.
3 Signature Travel Rewards include, 2 points for every net dollar you spend on travel and dining – unlimited spend, and 1 point for every net dollar you spend on all other purchases – unlimited spend. See Rewards Terms and Conditions for complete rules and restrictions.