2.99% intro. APR for the 1st 12 months on balance transfers. (Then, a variable APR of currently 15.74% -18.00%.) 1
Earn 4% cash back rewards points in the first 12 months4, and 3% thereafter in these categories:
Automated Fuel Dispensers 3 and Service Stations
Electric Vehicle Charging
Groceries
Rideshare/Taxi/Limo
Utilities (including streaming)
Wholesale Clubs
All other purchases earn 1%. Redeem points for cash, travel, gift cards, merchandise, or charity donation
Enjoy more visa perks such as Signature Concierge, travel & emergency assistance, lost luggage & travel accident insurance, extended warranty protection
Spend $1,500 in 90 days of account opening and get 20,000 bonus points
All other purchases earn 1%. Redeem points for cash, travel, gift cards, merchandise, or charity donation
Enjoy more visa perks such as Signature Concierge, travel & emergency assistance, lost luggage & travel accident insurance, extended warranty protection
Whether you are new to credit entirely, or have challenged credit you would like to rebuild, this card is for you.
In addition to our standard Visa benefits above, this card features:
A low variable rate of 13.74% APR.1
Credit limit (up to $25,000) based on pledged amount
Your credit limit is determined by the security deposit you provide, so you control your spending power. As you create a record of on-time payments, you can work towards starting or rebuilding your credit. You may even be able to upgrade your card with responsible use over time.
I wanted to take advantage of the promotional interest rate and balance transfer perks and this card does not disappoint! The process to rollover an existing account balance from another credit card was seamless and I will be able to pay it off much faster now. After the promotional 0% interest ends, my purchasing new rate is the best I will have ever had.
Holly
Bethesda, MD
Manage your account
Manage your card with ease inside online and mobile banking! Login to do the following:
View your statements and transactions
See categorizes spending analytics displayed in colorful charts
Make payments
Enroll in and use CURewards® to manage and redeem rewards points *
Register to receive alerts and notifications
Select “Card Controls” while logged in to instantly:
Block your card in case of loss, theft, fraud, etc.
Request a replacement for a lost or stolen card
Enable/Disable foreign transactions
Make balance transfers from other cards you may have
Set travel notifications
View your CURewards points*
Balance Transfers
We recommend online or mobile banking for balance transfer convenience. However, you can also submit a Balance Transfer Request Form or stop by any branch.
Visit the credit card section of our contact page for important phone numbers for your NIHFCU credit card.
Financial wellness begins and ends with the facts. Here’s what you need to know!
1 APR=Annual Percentage Rate. APRs and credit limits vary by card and depend on creditworthiness. A balance transfer fee equating to the greater of 2% or $10 applies. See Pricing and Terms for complete credit card disclosures. The 2.99% introductory period on the Platinum and Cash Rewards cards begins at account opening. All new applications are subject to terms, conditions and credit approval. All information as of August 21, 2023.
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